Polygon Staking Calculator with Aave V3

Estimate your MATIC staking rewards on Aave V3 at a current 3.60% APY. Results update live in USD, EUR, and CHF.

MATIC Yield Calculator · Aave V3

Anzeigewährung über den Schalter in der Kopfzeile wählbar (aktuell USD).

daily

0.0001 MATIC

$0.00

monthly

0.0030 MATIC

$0.00

yearly

0.0360 MATIC

$0.02

APY Breakdown

Gross APY
3.60%
Aave V3 fee (0%)
-0.00%
Net APY
3.60%

Estimates only — APY is a current rate, not a guaranteed return. Past performance does not indicate future results.

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Nach Gas-Kosten verdienst du tatsächlich …

Modell: Deposit + 1 Claim/Monat + Withdraw (3 Transaktionen).

Brutto-Rendite / Jahr

$36.00

3.60% netto-APY

Gas-Kosten

$0.06

polygon (niedrig)

Netto nach Gas

$35.94

Bei deinem Investment dauert es 1 Tage, bis du die Gas-Kosten wieder rein hast.

Gas-Schätzung für MATIC auf polygon. Tatsächliche Kosten hängen von Netzauslastung und Transaktionsanzahl ab.

12-Month APY History · MATIC on Aave V3

Historical APY based on daily snapshots. Illustrative when live data is unavailable.

Composite Risk-Score

82/100

Geringes Risiko

Der Score ist eine indikative Aggregation aus TVL, Protokoll-Alter, Audits, Slashing-Risiko und Smart-Contract-Komplexität — keine Anlageberatung.

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Top 5 MATIC Staking Options

ProtocolCategoryAPYTVLRiskTrust
LidoLiquid Staking4.20%$600M83/1009/10
Aave V3ViewingLending3.60%$900M82/1009/10

Ready to start earning 3.60% APY?

Join millions of users staking on Aave V3. No minimum. Withdraw anytime.

Start Staking on Aave V3

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Frequently Asked Questions

What is the current MATIC APY on Aave V3?+

The current APY for MATIC on Aave V3 is 3.60%. This rate updates hourly from DeFiLlama and is an estimate, not a guaranteed return.

How are Aave V3 yields calculated?+

Yields are annualized returns based on the protocol's current reward distribution rate, minus the 0% protocol fee where applicable.

What does it cost to deposit into Aave V3?+

On Ethereum, a one-time network gas fee applies when you deposit. The calculator estimates this and shows a break-even point in days. On other chains, fees are typically negligible.

How quickly can I withdraw my funds?+

Withdrawal times vary by protocol and chain. Lending markets like Aave and Compound usually allow instant withdrawals subject to available liquidity, while staking may involve an exit queue.

Is staking MATIC on Aave V3 safe?+

Aave V3 carries a trust score of 9/10 in our index, but all DeFi carries smart-contract, market, and liquidity risk. Audited protocols reduce — but do not eliminate — risk.

Risk Warnings — Lending

  • Smart contract risk: DeFi protocols rely on smart contracts that may contain bugs or be exploited, even after audits.
  • Slashing risk: For staking protocols, validator misbehaviour or downtime can lead to slashing — a partial loss of staked funds.
  • Market volatility: The value of your assets and rewards can fall sharply. APY is denominated in the token, not in fiat.
  • Liquidity & withdrawal risk: Unstaking or withdrawing can take time and may be subject to queues, especially during high demand.

Never invest more than you can afford to lose. This tool does not provide financial advice.

Not financial advice. This tool is for informational purposes only. DeFi investments carry significant risks including smart contract vulnerabilities, slashing, and market volatility. Always do your own research.